John is an advisor with Richard Young Associates and co-host of theMoneyMD podcast. He graduated from the University of South Carolina with a BA in Finance, followed by an MBA in 1992. John had 15 years of experience in corporate financial planning before joining Richard Young Associates in 2007. He is a member of Kingdom Advisors and is a Dave Ramsey SmartVestor Pro. From 2008-2016, John was a Ramsey Local Provider for investments and long-term care insurance. He is licensed in both securities and investment advice.

John currently serves as a founding member of the ACTS vehicle ministry team. In addition, John volunteers in his church as the leader of the finance ministry team, where he counsels those in need and has helped facilitate over twenty Dave Ramsey Financial Peace University classes since 2009. John and his family have a passion for teaching youth about finances, and have sponsored Dave Ramsey’s Foundations in Personal Finance for local CSRA high schools since 2014. He has served on the boards of directors of the Megiddo Dream Station, Leadership AC, Salvation Army, Performing Arts Group, and Hungry No More charitable foundations. John and his wife, Tammy, have two grown kids – Danielle, who works in Orlando, Florida, and Matthew, who also works at Richard Young Associates.